Description
Course Content
Free 30-Minute Introductory Video
Markets are not the preserve of the wealthy; they are the epitome of democracy, allowing anyone to aim for financial freedom within their own lifetime. But the rules of engagement must be learned if errors are to be avoided. Like learning to drive a car, stock market investing needs to be learned, so that the risks involved can be mitigated opening your way to better returns.
Module 1: Financial Planning and Compounding
In this module, we outline why it is important to save 10% of your income before all else, explain the phenomenal power of compounding and the need to start your savings and investment programme as early in life as you can, and what we feel are the 3 steps to investment success.
Module 2: Stock Markets Produce Better Returns
In this module, you will learn a fundamental principle, that in democratic and pro-business economies companies can generate higher returns on the capital employed compared to returns from bank deposits. And the growth in stock markets over time largely reflects the growth in companies’ earnings.
Module 3: Defining the Risks and Ways of Gaining Exposure to the Markets
In this module, we highlight the key economic and business risks that investors face when investing and we explain the different ways of gaining exposure to the markets, directly through individual stocks and/or by using fund structures such as low-cost exchange-traded funds, investment trusts and investment funds available from the plethora of European investment banks.
Module 4: Defining the Long Term and Speculating vs Investing
In this module, we define what we mean by ‘the long term’ and make a critical distinction between the regular investor and the lump-sum investor as well as giving you an understanding of the difference between investing and speculating.
Module 5: The Impact of Interest Rates on Asset Values
In this module, we take you though some basic stock market terminology as well as showing you how interest rates impact on the value of assets, be that property or stock market assets.
Module 6: Adopting an easy-to-follow approach
In this module, we explain the importance of adopting an approach that suits your risk tolerance, that fits into your own lifestyle, and which can protect you against permanent losses. Again, the regular investor and lump-sum investor face different issues, and we clarify those issues for you.
Module 7: Mitigating the Risks
In this module, we show you the importance of diversification both at the company level and across the various asset classes. Learning how to mitigate the risks in stock market investing provides a better understanding of how you avoid permanent losses.
Module 8: Dealing with Volatility
In this module, you will learn why the markets are volatile, why volatility is not the enemy you are fighting and the steps you need to take to avoid letting volatility derail your investment plan.
Module 9: Recap and Getting Started
In this final module, we bring the course material together for you, provide a reminder of the 3 steps to investment success, remind you of the need to define whether you are a regular investor or a lump-sum investor, outline the next steps you need to take to get started and how we can assist you from here.
